Terms of use

Last updated 2026-10-18.

By using Debt Payoff Map (debtpayoffmap.com) you agree to these terms. If you do not agree, please do not use the site.

Use of the site

The calculators and content are free for personal, non-commercial use. Please do not misuse the site, try to interfere with it, scrape it at a rate that harms other visitors, or use it unlawfully.

No advice, no guarantee

The site provides general information and estimates. It is not financial advice. Read the disclaimer, which forms part of these terms. The site is provided "as is" and "as available", without warranties of any kind, to the extent the law allows.

Limitation of liability

To the fullest extent permitted by law, we are not liable for any loss or damage, direct or indirect, arising from your use of, or inability to use, the site or from decisions you make based on its results. Nothing here limits liability that cannot be limited by law.

Intellectual property

The text, design and code of the site belong to its owner. You may link to any page. You may quote short extracts with credit and a link. Please ask before copying whole pages or embedding the calculators.

Your own data and shared links

You are responsible for the figures you enter and for who you share a calculator link with. See the privacy policy.

Third-party content and links

Advertising and external links are provided by third parties. We do not control them and are not responsible for them.

Changes and contact

We may change the site or these terms. Continued use means you accept the changes. Questions: contact page.